Don't Go Broke Paying the Nursing Home!

How Californians can protect their home, cash and retirement accounts from devastating nursing home costs.
Get the Video Course NOW!


Medicaid is called Medi-Cal in California. What makes it so confusing is that California rules are different from the rest of the country. Also, qualification for long-term care (LTC) Medi-Cal is different from other Medi-Cal programs. Get the right information that you must know from our video program. 


By qualifying for LTC Medi-Cal, you could pay little or nothing each month for nursing home care. This could mean saving tens or even hundreds of thousands of dollars each year...and you can learn the secrets to qualifying without going broke first. Protect your home, cash and retirement accounts! It's all in knowing the rules!


Watch the videos, get the right information. No more searching the internet and trying to figure it all out yourself. Save your precious time and energy. No more headaches trying to figure out what is right and what is wrong. We've done all the work for you. 

ARE YOU . . . 

Confused about how to qualify for LTC Medi-Cal?

Getting a lot of different answers from professionals, family members or friends?

Overwhelmed by the 1.3 million entries on Medi-Cal on the internet?

Afraid to do the wrong thing and mess it all up?

Scared that the government will come after you? 

Don't know where to start?


You are caring for an aging parent.

Someone is already in a hospital or nursing home.

You are frustrated with trying to put all of the information together. 

Meet Your Instructor

Karl Kim is a Certified Financial Planner (CFP), Certified in Long-Term Care planning (CLTC), and a Medi-Cal Specialist. He has successfully been helping individuals and families qualify for Long-Term Care (LTC) Medi-Cal for over 23 years. He has a 99.9% success rate and has submitted thousands of applications over the years. Karl is the author of the book Don't Go Broke Paying the Nursing Home which is available on Amazon. His columns and articles have appeared in the Gardena Valley News, Peninsula News, Rafu Shimpo and the JACL newsletter. He has appeared in the national publications of Kiplinger's Personal Finance magazine and the New York Times. 

The 14 Lesson Online Video Course

Shows how Californians can protect their homes, cash and retirement accounts from devastating nursing home costs. Lessons cover subjects important to applying and qualifying for Medi-Cal as well as information on estate planning and asset protection. ($975 Value)
Get the Video Course HERE Learn More

Here's What You Will Learn in This Valuable Video Course on             Long-Term Care Medi-Cal...

How to Qualify Without Spending Down

How the Application Process Works

What is Recovery and How to Avoid It

What Your Living Trust and Durable Power of Attorney Must Say!

The Truth About the Look Back Period

Two Bonus Videos

Bonus Video 1: What are the different types of long-term care services and which one is the most appropriate for my loved one? We go over the Continuum of Care in this informative bonus video and break it all down for you. ($300 Value)
Bonus Video 2: Look over my shoulder as I walk you through the process of finding a nursing home in your area. We'll show you how to determine the quality of care the facility provides, number of beds, and other vital information. As a bonus, I give you the script of what to say when calling the facility. This one video is worth the entire cost of the program. ($600 Value)


Words cannot express our family’s appreciation for your effort in my husband being accepted by Medi-Cal. By attending your seminar at Keiro recently, I was made aware of the many hours of labor and mounds of paper work involved in each application. Your expertise and knowledge will be introduced to our friends. Thank you once again.

- Yuriko H. and Family, Montebello

On behalf of my brothers and myself, we wanted to express our profound gratitude for all of your assistance and expertise in getting my mother qualified for Medi-Cal. We cannot thank you enough! Until a family is confronted with a situation which makes it necessary to apply for these benefits, once can never understand how difficult and burdensome the process can be.

- Susan F., Los Angeles

Thank you so much Karl, for your assistance with my Mother’s eldercare planning and Medi-Cal application. Your knowledge of the industry, Medicare, Medi-Cal and related financial/estate planning was very evident from our first meeting. RPA made the Medi-Cal application process as seamless as possible, taking on all the tough work coordinating with the state agency. I had previously read numerous horror stories about the Medi-Cal process, however, you and your extremely capable manager, Jamie Nikami, ensured there was absolutely no problem with the application. You made a bureaucratic/complex process simple and clear from the start, answering all my “urusai” questions, completely handling all communication with Medi-Cal, and keeping me updated at all points during the process through its final approval! I could not have asked for a better company and team to help my Mom, and me at this very critical stage in her life.

- Jerry K., Gardena

On behalf of my mother, father, and brother, I want to sincerely thank you for your assistance in the re-organization of my parent’s finances to allow us to qualify for and receive Medi-Cal benefits. In a time of stress and confusion to our family, you provided patience, guidance, and selfless concern. Your expertise and knowledge greatly reduced the amount of time we would have had to spend in researching and completing the Medi-Cal forms, not to mention having to deal with government bureaucracy. Our community is extremely fortunate to have someone of your knowledge, understanding, and integrity. Thank you once again for all your assistance.

- Daren K., Harbor City

Get This Must Know Information for Californians NOW!


This video program could save you and your family hundreds of thousands of dollars.



A VALUE OF $1,875

Don't Go Broke Paying the Nursing Home Video Course + Bonus Videos

Act now, this offer will be expiring soon!




A VALUE OF $1,875

NO RISK! 7 Day Guarantee.

14 Easy to Follow Lessons.

2 Bonus Videos.

Accessible Anywhere Online.


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