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LEARN HOW TO PAY THE NURSING HOME BILL WITHOUT DRAINING YOUR LIFE SAVINGS

in 14 days

If you’re in California and if you’re a spouse, son or daughter, caring family member, or concerned friend trying to figure out how to pay those huge nursing home bills each month without draining your life savings then you may have heard that California’s Medicaid program known as Long-Term Care (LTC) Medi-Cal may be the answer.

You already know that nursing home costs in California are expensive.

After all, you probably already know that the average nursing home bill in California can range from $8,000 - $25,000 a month.

You've probably also heard that LTC Medi-Cal is the only government program that will pay for most, if not all the nursing home cost.

HERE'S WHAT YOU

MIGHT NOT KNOW

Even if you think you cannot qualify for LTC Medi-Cal benefits, if you know the rules, your chance of getting approved skyrocket... planning for LTC Medi-Cal can:

  • PROTECT YOUR HOME AND ALL OF YOUR LIFE SAVINGS

    Leave a lasting legacy. You have worked hard your whole life to buy a home and save money. Let the government pay for the care your loved one needs and protect your assets for your spouse and family. 
  • GET PEACE OF MIND

    Secure your future. Planning for LTC Medi-Cal will ensure that you will not be a burden on your loved ones. Live worry free knowing that you are financially covered for one of the highest expenses you can face in retirement. 

Even though the reasons to pursue Long-Term Care Medi-Cal are obvious, the path to actually doing it is anything but

GET QUALIFIED FOR LTC MEDI-CAL? GREAT.

But where do I start?

 

Perhaps you already have some basic information about LTC Medi-Cal.

You've done the research and know the difference between Medicare and Medicaid. You are aware of the differences between Medicaid and California specific, Medi-Cal.

If you're super committed, maybe you even know that Medi-Cal is divided into regular Medi-Cal and Long-Term Care Medi-Cal. 

But even if you are able to do a Google search and review a handful of sites on Medi-Cal out of the 1.2 billion results, how can you be sure that it is the correct information?

Here's why most people get flustered and frustrated applying for LTC Medi-Cal:

Without the right information on Long Term Care Medi-Cal, getting benefits would seem impossible.

People fall victim to false information, resulting in missed opportunity and crippling nursing home costs. 

Here's why this is so damaging.

As nursing home costs continue to rise, you literally can't afford to veer off course.

And the moment you are forced to go into or admit your loved one to a nursing home you are face with an unbelievably huge bill. 

Therefore, getting qualified for LTC Medi-Cal benefits is something that you NEED to start planning for today. 

And lucky for you, this daunting process can be simplified by knowing the correct information. 

Which means...

Even if you're getting a late start, there's still time for you to get educated, make the right choices, and plan for the future (or current crisis).

That is...you can ditch the headaches and confusion. 

The 4 Mindset Shifts You Need to Make Right Now To Have Piece of Mind

(and protect your home, life savings, and retirement accounts!)

Belief 1

I WILL NEVER GO TO A NURSING HOME

No one ever wants to go into a nursing home so they completely reject the idea that one day they could end up there.

The way that today’s healthcare system works, you may end up in a nursing home like it or not. Accidents like falls happen and there is no avoiding the bill that comes with it.

Time to acknowledge this potential threat and plan for the future.

Belief 2

MEDI-CAL IS ONLY FOR PEOPLE WITH LOW-INCOME

Many people believe that they make too much income to benefit from this program. To them, there must be something shady going on to get qualified. 

In fact, there is no income limit for LTC Medi-Cal. Medi-Cal and Long-Term Care Medi-Cal are two separate programs. LTC Medi-Cal is for anyone in a long term care facility, given they satisfy the qualification requirements. 

Get acquainted with the correct LTC Medi-Cal requirements and take advantage of this valuable government benefit.

Belief 3

I OWN A HOME AND HAVE TOO MUCH IN ASSETS TO QUALIFY

Rumors come around often, just like the income mix-up, owning a home and retirement savings are seen as disqualifying barriers to LTC Medi-Cal benefits. 

Owning a home and retirement accounts does not disqualify you from LTC Medi-Cal approval. The home can play a part in Recovery and retirement accounts must follow specific guidelines, but you can still successfully apply if you own these assets. 

Learn the facts from a Long-Term Care specialist, not from your friends or strangers.

Belief 4

APPLYING FOR LTC MEDI-CAL IS TOO COMPLICATED AND I WILL MESS IT UP

There is so much information on LTC Medi-Cal out there for you to review. It can get overwhelming and there is a lot of conflicting information. Especially if you're in a crisis, it is extremely difficult to navigate this complicated process. 

Don't worry, you're not alone. LTC Medi-Cal can be daunting but once you get the right information and learn the rules, it will all make sense. 

Find the right guide with the right information, you'll be surprised how easily it all comes together. 

Shh...I'm going to let you in on a little secret

Even though nursing home costs can be extremely high and overwhelming - there is an opportunity to lessen, if not completely eliminate the bill.

There is so much information on Long-Term Care Medi-Cal out there in circulation and it is clouded by outdated and false information. 

A few people will come across the correct rules and qualifications, while many others will continue to believe the wrong things and helplessly try to figure out a way to pay for thousands of dollars in nursing home costs on their own. 

...filtering through the enormous pool of information and figuring out what is right and what is wrong seems impossible.

But as long as you know the rules and understand the LTC Medi-Cal process, you can get the care you need, protect your assets, and have peace of mind. 

You'll have the time to enjoy life and have the security of knowing you are protected.

The key to all of this is understanding the Long-Term Care Medi-Cal program and application process. 

And if you're willing, I'd like to guide you through this process, step by step.

"On behalf of my mother, father, and brother, I want to sincerely thank you for your assistance in the re-organization of my parent’s finances to allow us to qualify for and receive Medi-Cal benefits. In a time of stress and confusion to our family, you provided patience, guidance, and selfless concern. Your expertise and knowledge greatly reduced the amount of time we would have had to spend in researching and completing the Medi-Cal forms. Our community is extremely fortunate to have someone of your knowledge, understanding, and integrity. Thank you once again for all your assistance."

DARREN K., HARBOR CITY

"On behalf of my brothers and myself, we wanted to express our profound gratitude for all of your assistance and expertise in getting my mother qualified for Medi-Cal. We cannot thank you enough! Until a family is confronted with a situation which makes it necessary to apply for these benefits, once can never understand how difficult and burdensome the process can be."

SUSAN F., LOS ANGELES

Introducing

DON'T GO BROKE PAYING THE NURSING HOME

The Complete Guide to Long-Term Care Medi-Cal, have peace of mind knowing you are covered from devastating nursing home costs. 

I've taken everything I've learned from my 25+ years of experience with Long-Term Care Medi-Cal (with over 1,000 applications approved and $100 million of assets protected), and channeled it into a simple, easy-to-follow program that not only teaches you all of the rules and requirements, but how you can reap the benefits of this highly misunderstood government program.  

Yes, you'll learn the correct and most up to date information on the Long-Term Care Medi-Cal program. I will break down the requirements and qualifications so you could easily apply for benefits on your own. 

 

DON'T GO BROKE PAYING THE NURSING HOME is the ONLY program of its kind that…

  1. Breaks down what determines your eligibility for LTC Medi-Cal. This includes countable assets and non-countable assets. Easily determine if you can qualify immediately or in the future.
  2. Takes you through the LTC Medi-Cal application process. From the beginning to the end, I will guide you through filling out the application and share some invaluable tips along the way. 
  3. Educates you on important subjects like living trusts and Powers of Attorney, that play a big part in LTC Medi-Cal planning. Go beyond just the basics of the application. Become educated on this process in the most comprehensive and complete way. 

So if you’re ready to finally take control of your future while saving thousands on nursing home bills

Here's how we'll help you get here:

Module 1

ASSETS

"Do I have too much income to qualify for Long-Term Care Medi-Cal?" No! Income does not determine eligibility, it is based upon your assets. Get the complete breakdown of LTC Medi-Cal eligibility requirements. Review which assets count toward determining eligibility and more importantly, which do not. Clearly see where you stand.

Module Highlights:

  • Countable Assets
  • Non-Countable Assets
Module 2

INCOME

Here we are going to show you how income fits into the LTC Medi-Cal equation. Also, get the answer to the following most commonly asked questions: Will LTC Medi-Cal pay for all of the nursing home bill? If one spouse is on Medi-Cal in a nursing home, will the spouse at home have to live in poverty?

Module Highlights:

  • Share of Cost (SOC)
  • Married Couple SOC Formula
Module 3

APPLICATION PROCESS

We will go over the mechanics of submitting an application in this module. Find out who can fill out the application, when you can submit the application, and what needs to be included with the application. We'll also let you in on a little known secret for married couples once the spouse is approved. 

Module Highlights:

  • What documents you absolutely must have. Knowing this will save you weeks in processing time.
  • How long does it take to be approved?
Module 4

RECOVERY

Let's get into the less known but very important part of LTC Medi-Cal, recovery. What is recovery and how does it work? How can you avoid it? Get an overview of the recovery process and why it's important to plan for it ahead of time.

Module Highlights:

  • What assets can Medi-Cal can go after upon death.
  • Little known exemptions.
  • Simple strategies to avoid recovery.
Module 5

ESTATE PLANNING

Learn how these documents play a key roll in the LTC Medi-Cal process. Discover what your documents must say if you want to qualify for LTC Medi-Cal and avoid recovery. We will also go over planning for incapacity and the proper titling of your accounts. 

Module Highlights:

  • What your Durable Power of Attorney must say.
  • Why your Living Trust is a ticking time bomb.
  • Who is the most important person in your Advanced Health Care Directive.
Module 6

PROTECT EXCESS COUNTABLE ASSETS AND QUALIFY FOR LTC MEDI-CAL

Here you will find proven strategies to protect excess countable assets that LTC Medi-Cal does not want you to know about. This includes gifting and how to avoid the look back penalty. 

Clearly you do not have to go broke paying the nursing home. At this point in the course you will see that you can apply for LTC Medi-Cal benefits and protect your assets for your loved ones. Plan for the future and prevent emotional and financial struggle should you end up in a nursing home.

Module Highlights:

  • How the California look back period is different from the rest of the country.
  • Asset preservation strategies for married couples without using expensive trusts.
  • The right way to gift.

The Don't Go Broke Paying the Nursing Home

NO RISK GUARANTEE!

Don't Go Broke Paying the Nursing Home is the only comprehensive Long-Term Care Medi-Cal guide for spouses and families planning for expensive nursing home costs.

Based off of my 25+ years of LTC Medi-Cal experience and 99.9% approval rate, you are learning the most essential information and strategies for saving thousands on nursing home bills.

If you don't feel like this course fulfilled my promise to you, then just let me know what was lacking or what you wished was included in the course at [email protected] 7 days, and we'll refund your investment.

Here’s what you’re getting when you enroll today:

 

Don't Go Broke Paying the Nursing Home Video Course 

($975 Value)

  • The Continuum of Care - In this bonus video, review the various types of care available and determine which one is the most suitable for your situation right now. ($300 Value)
  • How to Find a Nursing Home -  In this bonus video you will look over my shoulder as I walk you through how to find a suitable nursing home. I will also include a telephone script for you to use when you call the nursing home to get more information on their facility. ($600 Value)

Total Bonus Value: $900

When you add it all up, that’s a value of $1,875

But when you enroll today, you’ll get access to everything for just:

Limited Time Offer

One Payment of

$59

(Originally $99)

ENROLL NOW

Frequently Asked Questions

What people asked before signing up for Don't Go Broke Paying the Nursing Home

Long-Term Care is one of the biggest expenses you will incur in retirement. Even if you do not want to go into a nursing home, it is possible that you will end up there. A strong long-term care/retirement plan accounts for all possible events to ensure you have the most comfortable retirement. After all, you have worked your whole life for this. 

Learning about LTC Medi-Cal gives you the opportunity to protect your life savings from expensive nursing home costs and secure your future. 

Qualifying for LTC Medi-Cal benefits has never seemed so simple with this easy to follow video course. 

This course is for adults of all ages. Whether you are a senior planning for yourself, a loved one planning for a senior who needs help, or a middle-aged person who wants to get educated about long-term care options. 

This course will provide you with valuable information that you can apply to yourself or friends and family in the future or right now. 

Long-Term Care Medi-Cal qualifications can be found online, however there is a lot of information you need to go through to get the answers you need. 

Don't Go Broke Paying the Nursing Home compiles all the necessary information in one place, in an easy to follow format. Also, you are not just getting facts, you are getting strategies that I have implemented and have resulted in approval for benefits.

This online video course is very user friendly and is consumer paced. Once you purchase the course you will be sent a confirmation email with a link to set up your account. Create your password and log in to get started.

This course will never expire, feel free to navigate through as fast or as slow as you need to. Each video is also accompanied by a transcript, which you can find below the video. Easily read through the lesson. This program was made for all types of learning styles. 

There is a lot of information to take in but this online course is easy to follow and you can go back and re-watch the lessons any time you want. 

The Continuum of Care and How to Find a Nursing Home bonus videos will be included at the end of this six module course. The first half of the course will be available to you immediately! Purchase, sign-in, and you're ready to go. After seven days you will gain access the entire course and bonuses (If you are just too eager to learn or are in a crunch for time and need to by pass this seven day guarentee period just email me at [email protected]).

Don't Go Broke Paying the Nursing Home is the only comprehensive Long-Term Care Medi-Cal guide for loved ones and seniors planning for expensive nursing home costs.

Based off of my 25+ years of LTC Medi-Cal experience and 99.9% approval rate, you are learning the most essential information and strategies for planning for high nursing home costs.

If you don't feel like you can explain what Long-Term Care Medi-Cal is and how it can save you thousands of dollars, just let me know what was lacking or what you wished was included in the course at [email protected] within 7 days, and we'll refund your investment so that you'll only have to save another couple thousand dollars to pay for future nursing home costs. 

Here’s what you’re getting when you enroll today:

 

Don't Go Broke Paying the Nursing Home Video Course 

($975 Value)

  • The Continuum of Care - In this bonus video, review the various types of care available and determine which one is the most suitable for your situation right now. ($300 Value)
  • How to Find a Nursing Home -  In this bonus video you will look over my shoulder as I walk you through how to find a suitable nursing home. I will also include a telephone script for you to use when you call the nursing home to get more information on their facility. ($600 Value)

Total Bonus Value: $900

When you add it all up, that’s a value of $1,875

But when you enroll today, you’ll get access to everything for just:

Limited Time Offer

One Payment of

$59

(Originally $99)

ENROLL NOW

Don't Go Broke Paying the Nursing Home is PERFECT for you if…

  1. You're a California resident.
  2. You are planning for retirement or are already retired and want to be prepared for the future.
  3. You are caring for a loved one that is in a nursing home or will soon enter a nursing home and are overwhelmed with expensive nursing home costs.
  4. You are willing to put in the work now to plan for future unforeseen circumstances and achieve peace of mind, knowing you are covered. 
  5. You are already investing 4 hrs/week actively trying to find the best solution to high nursing home costs. 
  6. You are worried that you will loose everything you've worked your whole life to accumulate to the nursing home.
  7. You know that Long-Term Care Medi-Cal can help provide financial security to you and your family.
  8. You are ready to take the actions needed to save thousands, even tens of thousands of dollars each year on nursing home care.

If you said “yes” to at least 2 of the above, I can’t wait to meet you inside Don't Go Broke Paying the Nursing Home

 

Here’s what you’re getting when you enroll today:

 

Don't Go Broke Paying the Nursing Home Video Course 

($975 Value)

  • The Continuum of Care - In this bonus video, review the various types of care available and determine which one is the most suitable for your situation right now. ($300 Value)
  • How to Find a Nursing Home -  In this bonus video you will look over my shoulder as I walk you through how to find a suitable nursing home. I will also include a telephone script for you to use when you call the nursing home to get more information on their facility. ($600 Value)

Total Bonus Value: $900

When you add it all up, that’s a value of $1,875

But when you enroll today, you’ll get access to everything for just:

Limited Time Offer

One Payment of

$59

(Originally $99)

ENROLL NOW
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